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Copyright infringement insurance coverage Do You Need Copyright Infringement Insurance Coverage? People are creating more content now than ever: eBooks, blogs, web journals, MySpace Pages, Podcasts. Every where, in abundance, you’ll find people sharing their ideas and opinions, and creating entertainment for everyone. However, with all the resources available to us, how can we be sure that we’re not violating copyright law? Should we have copyright infringement insurance coverage? Copyright infringement is the act of using someone else’s copyrighted material – in any form – in our own use without proper allowances. In order to be allowed to use the material, all we may need to do is ask and give the owner royalties, attribution, or some combination thereof. But, occasionally, it’s easy to forget that we need to ask before we use something without rights. You’re allowed to use copyrighted works in a number of forms – educational and instructional uses, parody, commentary, and news are all forms where you don’t need to ask for use – it’s considered fair use under the copyright law. However, even if you’re using the item of copyright in one of these forms, it would still be wise to inform the owner of your intent before using it. Of course, you should contact a copyright lawyer before using anyone else’s work(s), but to keep yourself safe, copyright infringement insurance coverage may be a good bet for you and your colleagues. Should you have copyright infringement insurance coverage? Although this is a new concept, it is one we should look at closely as creators. A well-known adage “there is no completely original idea” comes into play in our current age – while it’s entirely possible for us to have a thought, and act upon the thought – there may be, somewhere, someone who has created close to the same material as we have, without our knowing. Did we create it first? Did they? Would they be able to sue you for copyright infringement? These are the things to ponder as we create our media – should we have copyright infringement insurance coverage? What is copyright infringement insurance coverage? This coverage would be insurance for covering the cost to settle lawsuits brought in regards to copyright infringement – it would be a small amount of coverage. For example, you would only need around $5,000 to cover the court and attorney fees associated with a case, if a suit were brought against a person. Theoretically, you would only pay under $25 per year and would cover up to the five thousand dollar settlement should a case be brought against you. How would you use copyright infringement insurance coverage? Hopefully, you’d never have to use your copyright infringement insurance coverage. But, it would be there in case a charge was ever brought to you on copyright infringement With so many of us – bloggers, columnists, podcasters – creating our own content, it’s in our best interest to consider something such as this. We may not always get the rights we need in order to use a work, either whole or in part. As you can see, it can be critical to have copyright infringement insurance coverage as a blogger, podcaster, columnist, or other content creator. It’s imperative that we know our rights to use something (or to NOT use something) and what we can do to protect yourself. Copyright infringement can carry a serious penalty, and insurance coverage is a good way to insure that you’re protected from hefty fines. Talk to you current insurance provider and copyright lawyer to find out what you need to do, and what you need to know, to get proper insurance for your needs.

Get the Scoop on Some Great Informative Parenting Freebies Being a parent can be hard and especially, when it is about money. So many things in life are very expensive and children often desire what they cannot have. Therefore families of average or below income have often trouble giving their children what is in or what other children have. Therefore any opportunity to get something for free in parenting hood is a great opportunity. Whether it is free advice, free literature or even free products, it is surely something that a parent can use. Where and how to find great parenting freebies? It is actually fairly easy to find parenting freebies, especially when one has access to the cyber world. The Internet is one of the greatest resources for information, products and advice. The Internet holds freebies for any stage in life, but the most for the infancy and toddler stage, as well as some resources for the young years of life before children grow into adulthood. Many of the resources that are available on the Internet are actually sponsored by different departments of the United States government. For example, the US Department of Health offers easy reader books for young children or a free CD for parents with information on the development of teenagers during their adolescents. For parents of toddlers, the Internet holds resources for free toddler magazine subscriptions, potty training success guides and guides to prevent childhood lead exposure. Many of the major issues in toddler live can be found online with advice, frequently asked questions sections, chats and forums to help parents. For later on in life, there are plenty if resources that will help parents with such things as saving for college, preventing teen pregnancy, preventing drug and alcohol abuse in the teenage years and preventing or talking about smoking with children. All the information that is available online is often also available for parents as kits that are mailed to their houses. Online pages offer forms that parents can fill to have material sent to their home mailing address. Books, CDs, DVDs, guides, and other informative material can be downloaded or requested by parents. Many parents do not know about these resources and struggle with these exact same problems that they could have help with. Some of the offers for young children, such as free music downloads for children, often include such music as classical music and therefore might make a good download for anybody who loves classical music. Even though these pages are geared at babies and toddler, it does not mean that other people cannot use this music for themselves. Other sources on the internet offer for example free descriptions to art projects, fee coloring pages that can be printed using any printer, free read along stories online and more. There are so many activities online, that parents can do with their children, or that can be used to educate children that sometimes it might be hard to choose with what to start. The Internet also offers parents the possibility to talk tot her parents and get connected without having to attend an actual meeting or playgroup. Whenever parents need advice, they can just log on to one of the many free parenting sites and ask questions. Of course answers are given by other parents and are more their thoughts and experiences rather than professional advice, but some of the pages sometimes offer advice from experts on topics and have special chat sessions for parents with these experts. Whatever kind of informative parenting freebie or product parents are looking for, the Internet might hold the answer to their questions. It often amazes parents what they can find just by typing their questions or search keywords into one of the Internet search engines. Literally hundred of answers and pages with free help might pop up and parents might have a hard time reading it all.

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